Risk coverage is an extra plus for your protection should you become disabled or die before age 60. Up to age 40, protection is especially high because you have had little time to build up your retirement account.
If you become disabled before age 60, you will receive a supplemental risk benefit. Until you reach age 40, it is 1,5 times your current annual compensation. From the age of 40, we will deduct 5% from this amount for each year between age 40 and disability or death. In addition, of course, there is always the retirement funds in your accounts. The supplementary risk benefit is paid out in annual installments.